Pre-Qualify + Pre-Approval
Are you ready to purchase a home? Your first step is to talk to a lender and get “Pre-Approved” so that when you find the perfect home, you will be in a position to make your offer. There are many loan programs available depending on your financial picture and a good lender will help you determine what program will best fit your needs. This will include current interest rates, monthly payments, down payment and overall budget. Additionally, your lender will help see you through the home purchasing process from start to finish and having a solid lender by your side is the key to a smooth transaction. While you have the option to choose any lender you like, I have a few highly recommended local professionals listed below. Feel free to to chat with one or all to determine who will be the best fit for you!
Senior Mortgage Advisor
Opes Advisors. a Division of Flagstar Bank
1859 First Street Livermore, CA 94550
Christina has been in the lending industry for over 28 years. This experience enables her to offer creative loan options, timely closings and competitive interest rates. She is passionate about what she does and prides herself on offering personalized customer service and excellent communication to her clients. Christina’s company, Cross Country Mortgage, LLC offers competitive loan programs including down payment assistance and 100% financing, VA, FHA, USDA, Jumbo and Conventional, and very competitive interest rates and very fast closings.
Branch Manager/VP of Mortgage Lending
4863 Old Redwood HWY,
Suite D, Santa Rosa, CA 95403
Jennifer Beeston is a nationally known financial expert and mortgage originator. Featured in articles by USNews, Business Insider, NBC news and countless others, Jennifer is a vocal crusader in making the mortgage process transparent and easy to understand. Her dedication to consumer advocacy and client education are a few of the reasons she is rated in the Top 1% of Mortgage Originators in the nation.
Tyler D. Fowler
Producing Branch Manager
21037 Calistoga Rd, Unit 1
Middletown, CA 95461
I’m dedicated to the Core Value of Transparency: Making absolutely sure a customer knows what kind of a loan he or she is getting into and is comfortable with all of the terms. There are no dumb questions when it comes to a mortgage. If the loan makes sense and benefits you as a borrower, I will tell you. If the loan doesn’t make sense or have a benefit, I will also tell you. I’m not the guy who will do a loan, just to do it.